In the my latest article I wrote that majority of the people do not pay attention to a very-very important rule in their spending which would mean otherwise their first step toward more secure financial background. This is:lack of control of credit card spending.

So what I am suggesting: first, pay off your credit card debts. It wont be easy but you MUST do it if you want to achieve a more secure. You have to come out of the rat race!!! If you are in huge credit card debts and do not start paying it off your current financial situation will just worsen. The commercial banks charge huge percentage on your debt which means an another extra cost for you and for your family.

Second:when you payed off your credit card debts the most important thing, which you have to acquire is “”Self-control”". And I mean with this statement that you have to make sure that yo spend just so much with your credit card which you can pay off securely the fastest way you can. You use your credit card in case of an emergency let’ say you have an unforeseen cost which you did not anticipate. This can be for example a good reason for you to use your credit card!!But do not use it and be once again in huge debt or even bigger one where you used to be just because you saw great products at the nearest supermarket and you can’t stand the temptation to purchase some products.

And here is the other point which I would like to stress: learn how to save huge amounts at shopping. And I am talking about not $10s but $100s or even $1000s in the long run. Many-many people do not take the effort to find out how he/she could save money at shopping. If you are interested in a certain product which you desire to buy let’s say an digital camera or a gift or a home office equipment make sure that you look around at different stores on-line or off-line since it can happen that the same product is offered on different prices at different stores.

Talking about the saving of huge amounts at shopping I would like to picture this through an example: sometimes people ask me where to invest.My answer is the same. Invest first, time and effort into yourself and learn how to control your spending, your credit card purchase and and where you can save relevant amounts at your daily or weekly shopping.

“”Oh, I buy always when some products are offered with 10-40% discount! Yes?! That’s great! But you know what, what if I show you an even more beneficial way to purchase. And you do not have to sacrifice your free time and standing in huge lines especially on weekends. The shipping is even free and delivered to your house. What if I show you a way that you can save even more money every month since you will get on regular basis discount coupons which you can use on every products. And you know what I can even help you with advices how to increase your financial IQ and where you can turn to for further financial education. And you will have the possibility to save 50%-75% on your next vacation because I can offer to you cruise vacations, costal vacations for pennies on dollar. And I give you bonuses as a member of this community, who always gets fresh information which those products are if they buy, they get the next one on half price. Plus useful bonuses for FREE.

So what I want say is that if you want to live a better life the possibility is given. Just you have to take the effort and use it.

This entry was posted on January 10, 2008 at 9:51 pm and is filed under Shopping. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.